I'm an enthusiastic and motivated professional with years of experience in this market, and I think I've seen almost every trick and turn of the industry already. I've also had intimate experience with properties in most of these neighborhoods, making me an invaluable person to talk to when it comes to relocation to or within this area. I'm confident that I can save you not only tens of  thousands of dollars, but a great deal of time and emotional energy as well.
 

All the news media hype focusing on doom, gloom and fear has many home buyers questioning home ownership, the very cornerstone of the American dream. This is especially true for FRIST TIME HOME BUYERS. But it’s a good idea nowadays to bring some salt when watching or reading the news … and then find a real estate agent who will tell you what’s really happening in your local market. With your permission, I’d like to be that agent ...Of course every home buyer's situation is unique, but the two minutes you spend reading this letter could clear up some of the major concerns preventing you from moving forward. So, read on because—although the current market offers financial opportunities galore—something even better awaits you in today's housing market.

We pride myself on the fact that I use the latest technology to help my clients reduce the stresses that may be associated with both the buying or selling process. Today's martket has changed me as well. It has made me more participative and a more responsible Real Estate Professional. 

Areas Of Expertise:

General

Credentials

• Licensed Real State Sales Agent.
• Member of the Long Island Board of Realtors.

Specialty Markets

• Sellers
• First Time Buyers.
• New Homes.
• Apartment Rentals.
• Land.
• Investment Property.

Languages

• English
• Spanish

Realtors information, comments and service offered to you my clients. Listings, advice, community information, market stats, analysis, mortgage bankers, realtors, and appraisers  and much more. 

With Equity Wholesalers being full service Real Estate it’s one stop shopping for the investor, which gives you a golden opportunity to be successful because if you’re not then we are not. Each week we get more and more calls with investors wanting to know when to get in and with the movement we’ve seen this month now seems to be the opportunity to cash in on such prices.

WHEN YOU ARE THINKING IN SELLING OR BUYING A HOME. WE ALSO CAN HELP IN

RELOCATION, LAND, COMMERCIAL or RESIDENTIAL PROPERTY. 

Specializing in the area:

Single Family House, Multi-Family House, Condo, Co-OP and Commercial,

SHORT SALES, PRE-FORECLOSERS, First Time Home Buyers

Nassau, Suffolk ,Queens and Brooklyn.

Know Mortgage Expenses Properly

 
Currently, refinancing a home purchase might be an intimidating task. When you are preparing to buy a home or refinance your existing home, you should use a mortgage calculator. It works as a helpful tool that allows you to find out answers to a number of questions like how much you can afford, what is the amount of monthly mortgage payment, what is the loan tenure and so on. A mortgage calculator also helps you calculate the amortization schedule.
 
This user-friendly financial tool helps you locate the property that is most suitable for you according to your requirements and earnings. It also becomes easier for you to decide whether to refinance or not.
 
In procedures like refinancing or home buying, your mortgage expenses are decided by a number of elements that can be categorized as the following:
 
1)      Title Charges: A title is that record which states who the owner of a property is. For an attorney, it is essential to check out the title to ensure that there are no hitches that can stop you from possessing a clear property title. You should also obtain title insurance if anybody else attempts to demand ownership of your property. In a mortgage transaction, the following fees are typically incorporated in the closing costs – transfer tax, title insurance premium, attorney charges for title examination and recording tax. 
2)      Lender Fees: The following fees are charged by the lenders: appraisal fee, mortgage origination fee, inspection fee, credit report fee, documentation fee, underwriting fee, mortgage insurance premium and so on. If you are going to cash out equity in your property or refinance your existing mortgage, one of your primary objectives must be to keep away from unreasonable fees. You can negotiate for lender fees at all times. The mortgage market is intensely competitive and you can really play a commanding role over here when it is a matter of asking for improved services from your loan provider.
3)      Prepaid Expenses: The majority of lenders would necessitate that you establish an escrow account before offering you a loan. This account is essentially a savings account that is maintained by the lender. Every month, you need to put a particular amount into that account. The money deposited in this account is utilized towards items like prepaid real estate taxes and homeowners insurance. When the time comes for making payments for these items, the deposit in the escrow account is utilized by the lender.
 
Lastly, it is worth mentioning that you need to be cautious since these fees might accumulate to thousands of dollars.

Direct Line: 347-932-0609

Fax number: 718-886-6811